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RAIFCH22675 — RAIFFEISEN SCHWEIZ GENOSSENSCHAFT

RAIFCH22675 is the SWIFT/BIC code for RAIFFEISEN SCHWEIZ GENOSSENSCHAFT in Boswil, Switzerland — an 11-character branch code under ISO 9362.

BIC breakdown (ISO 9362)

Bank CodeRAIFInstitution
CountryCH🇨🇭 Switzerland
Location22Location Code
Branch675Branch

Head-office code: RAIFCH22

Facts
FieldValue
InstitutionRAIFFEISEN SCHWEIZ GENOSSENSCHAFT
CountrySwitzerland (CH)
Location Code22
BranchNone
Type11-character branch code (BIC11)

⚠️ Critical Money Transfer Warning (YMYL)

Verify the BIC with your beneficiary bank: Database records are informational only. swiftbic.org is not affiliated with SWIFT. Always verify the SWIFT/BIC code and name of the beneficiary with the receiving bank or official registration records before initiating any international wire transfer.

Common Mistakes: Do not confuse the SWIFT/BIC code (identifies the bank branch) with the IBAN (identifies the specific bank account). Using an incorrect branch suffix or a deactivated code can result in payments being returned, delayed, or subject to significant administrative return fees.

Verify RAIFCH22675 in the live lookup → · IBAN Validator & Checker → · SWIFT Guide →

Related codes for this bank

RAIFCH22400 · ST. GALLENRAIFCH22324 · ST. GALLENRAIFCH22374 · ST. GALLENRAIFCH22364 · ST. GALLENRAIFCH22348 · ST. GALLENRAIFCH22296 · ST. GALLENRAIFCH22577 · ST. GALLENRAIFCH22123 · ST. GALLEN

Frequently asked questions

What bank does the SWIFT code RAIFCH22675 belong to?

The SWIFT code RAIFCH22675 identifies RAIFFEISEN SCHWEIZ GENOSSENSCHAFT in Boswil, Switzerland. This branch code is used for cross-border payments and SWIFT network routing.

What do the parts of the SWIFT code RAIFCH22675 mean?

The 8 or 11 characters of RAIFCH22675 are parsed as follows: characters 1-4 (RAIF) represent the bank code for RAIFFEISEN SCHWEIZ GENOSSENSCHAFT; characters 5-6 (CH) indicate the country code for Switzerland; characters 7-8 (22) specify the location code; and the final characters (675) designate the specific branch.

Is RAIFCH22675 a valid SWIFT/BIC code?

RAIFCH22675 is formatted as a valid ISO 9362 Business Identifier Code and is listed in our reference directory for RAIFFEISEN SCHWEIZ GENOSSENSCHAFT in Boswil, Switzerland. Our directory records for this country combine official registry data with an open community compilation, so listing is not confirmation of current status — SWIFT does not publish a free live status feed. Always confirm the code with the beneficiary bank before sending funds.

What is the physical address of the bank registered to RAIFCH22675?

The physical address registered for RAIFCH22675 is: ZENTRALSTRASSE 18, 5623, Boswil, Switzerland. Verify this address matches your recipient's branch details before initiating a transaction.

What is the difference between an 8-character and an 11-character BIC?

An 8-character BIC (BIC8) identifies an institution's primary head office, while an 11-character BIC (BIC11) specifies a distinct branch or department. Appending 'XXX' to RAIFCH22 forms the conventional head-office branch suffix; both formats route validly on the network.

Which branch does RAIFCH22675 identify?

RAIFCH22675 identifies the 675 branch of RAIFFEISEN SCHWEIZ GENOSSENSCHAFT in Boswil, Switzerland. The branch code characters '675' target this specific clearing node directly within RAIFFEISEN SCHWEIZ GENOSSENSCHAFT's branch network.

Do I need an IBAN as well as RAIFCH22675?

SWIFT codes like RAIFCH22675 identify the bank institution, while IBANs (ISO 13616) identify the individual customer account. Within SEPA (ECB SEPA), IBANs are sufficient for routing; outside SEPA, both SWIFT BIC and account number are typically required.

What happens if I use the wrong SWIFT/BIC code?

Using an incorrect code can delay transfers, cause payment returns, or route funds to an incorrect institution. Correspondent banks along the route may charge return processing fees, and currency conversion losses may occur. Always verify details with the beneficiary.

How long does a payment using RAIFCH22675 take to arrive?

International SWIFT wires typically settle within 1 to 5 business days, depending on time zones, clearing cut-offs, correspondent hops (BIS CPMI), and compliance checks.

Why does my payment need an intermediary or correspondent bank?

When sending and receiving banks lack direct clearing accounts, transfers route through intermediary correspondent banks (BIS CPMI) that maintain shared Nostro/Vostro accounts. Each hop may deduct a handling fee.

Is RAIFCH22675 the same as a domestic clearing code in Switzerland?

No. RAIFCH22675 is an international ISO 9362 SWIFT BIC. Domestic transfers in Switzerland clear through undefined under [object Object] oversight (primary currency: CHF). SWIFT BICs route cross-border transactions.

How current is the information on this page?

This record is sourced from SIX Interbank Clearing (June 2026 release) and open community data. For full data provenance, see our Data Sources Register.

What should I do before sending money to this bank?

Confirm the exact BIC and account details directly with your beneficiary, verify beneficiary bank name match, and beware of invoice fraud. Reference directories are for verification support.

Sources & References

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