POCHCH2B — DIE SCHWEIZERISCHE POST AG
POCHCH2B is the SWIFT/BIC code for DIE SCHWEIZERISCHE POST AG in BERN, Switzerland — an 8-character head-office code under ISO 9362.
BIC breakdown (ISO 9362)
| Field | Value |
|---|---|
| Institution | DIE SCHWEIZERISCHE POST AG |
| Country | Switzerland (CH) |
| Location Code | 2B |
| Branch | None |
| Type | 8-character head-office code (BIC8) |
⚠️ Critical Money Transfer Warning (YMYL)
Verify the BIC with your beneficiary bank: Database records are informational only. swiftbic.org is not affiliated with SWIFT. Always verify the SWIFT/BIC code and name of the beneficiary with the receiving bank or official registration records before initiating any international wire transfer.
Common Mistakes: Do not confuse the SWIFT/BIC code (identifies the bank branch) with the IBAN (identifies the specific bank account). Using an incorrect branch suffix or a deactivated code can result in payments being returned, delayed, or subject to significant administrative return fees.
Verify POCHCH2B in the live lookup → · IBAN Validator & Checker → · SWIFT Guide →
Frequently asked questions
What bank does the SWIFT code POCHCH2B belong to?
The SWIFT code POCHCH2B identifies DIE SCHWEIZERISCHE POST AG in BERN, Switzerland. This head office code is used for cross-border payments and SWIFT network routing.
What do the parts of the SWIFT code POCHCH2B mean?
The 8 or 11 characters of POCHCH2B are parsed as follows: characters 1-4 (POCH) represent the bank code for DIE SCHWEIZERISCHE POST AG; characters 5-6 (CH) indicate the country code for Switzerland; characters 7-8 (2B) specify the location code; and the final characters (—) designate the specific branch.
Is POCHCH2B a valid SWIFT/BIC code?
POCHCH2B is formatted as a valid ISO 9362 Business Identifier Code and is listed in our reference directory for DIE SCHWEIZERISCHE POST AG in BERN, Switzerland. Our directory records for this country combine official registry data with an open community compilation, so listing is not confirmation of current status — SWIFT does not publish a free live status feed. Always confirm the code with the beneficiary bank before sending funds.
What is the physical address of the bank registered to POCHCH2B?
The physical address registered for POCHCH2B is: WANKDORFALLEE 4, 3030, BERN, Switzerland. Verify this address matches your recipient's branch details before initiating a transaction.
What is the difference between an 8-character and an 11-character BIC?
An 8-character BIC (BIC8) identifies an institution's primary head office, while an 11-character BIC (BIC11) specifies a distinct branch or department. Appending 'XXX' to POCHCH2B forms the conventional head-office branch suffix; both formats route validly on the network.
Can I use the head office code POCHCH2B to reach any branch of DIE SCHWEIZERISCHE POST AG?
Yes. POCHCH2B is the primary 8-character head office code for DIE SCHWEIZERISCHE POST AG. When a specific branch BIC is unknown, payments directed to POCHCH2B (or POCHCH2BXXX) route to the central head office for internal distribution.
Do I need an IBAN as well as POCHCH2B?
SWIFT codes like POCHCH2B identify the bank institution, while IBANs (ISO 13616) identify the individual customer account. Within SEPA (ECB SEPA), IBANs are sufficient for routing; outside SEPA, both SWIFT BIC and account number are typically required.
What happens if I use the wrong SWIFT/BIC code?
Using an incorrect code can delay transfers, cause payment returns, or route funds to an incorrect institution. Correspondent banks along the route may charge return processing fees, and currency conversion losses may occur. Always verify details with the beneficiary.
How long does a payment using POCHCH2B take to arrive?
International SWIFT wires typically settle within 1 to 5 business days, depending on time zones, clearing cut-offs, correspondent hops (BIS CPMI), and compliance checks.
Why does my payment need an intermediary or correspondent bank?
When sending and receiving banks lack direct clearing accounts, transfers route through intermediary correspondent banks (BIS CPMI) that maintain shared Nostro/Vostro accounts. Each hop may deduct a handling fee.
Is POCHCH2B the same as a domestic clearing code in Switzerland?
No. POCHCH2B is an international ISO 9362 SWIFT BIC. Domestic transfers in Switzerland clear through undefined under [object Object] oversight (primary currency: CHF). SWIFT BICs route cross-border transactions.
How current is the information on this page?
This record is sourced from SIX Interbank Clearing (June 2026 release) and open community data. For full data provenance, see our Data Sources Register.
What should I do before sending money to this bank?
Confirm the exact BIC and account details directly with your beneficiary, verify beneficiary bank name match, and beware of invoice fraud. Reference directories are for verification support.
Sources & References
- 🌐 ISO 9362:2022: International standard for Business Identifier Codes (ISO OBP).
- 🌐 ISO 13616-1: International Bank Account Number specifications (ISO OBP).
- 🏢 SWIFT Registration Authority: Designated ISO 9362 registration authority (swift.com).
- 🇪🇺 European Central Bank (ECB): SEPA clearing framework and standards (ECB SEPA).
- 🇪🇺 European Payments Council (EPC): SEPA rulebooks and guidelines (EPC).
- 🏦 Bank for International Settlements (BIS): CPMI cross-border payments standards (BIS CPMI).
- 🏛️ US Treasury OFAC: Financial sanctions and wire compliance oversight (US Treasury).
- 📂 swiftbic.org Data Register: Record-level provenance and dataset coverage (Data Sources).
- 🏦 SIX Interbank Clearing: Official Swiss bank master directory (SIX Group).
- 💻 Open Community BIC Compilation: MIT-licensed community repository (br99bry/swift-bank-codes).