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FMTCUS3BTHA — FIDELITY MANAGEMENT TRUST CO.

FMTCUS3BTHA is the SWIFT/BIC code for FIDELITY MANAGEMENT TRUST CO. in BOSTON, MA, United States — an 11-character branch code under ISO 9362.

BIC breakdown (ISO 9362)

Bank CodeFMTCInstitution
CountryUS🇺🇸 United States
Location3BLocation Code
BranchTHABranch

Head-office code: FMTCUS3B

Facts
FieldValue
InstitutionFIDELITY MANAGEMENT TRUST CO.
CountryUnited States (US)
Location Code3B
BranchNone
Type11-character branch code (BIC11)

⚠️ Critical Money Transfer Warning (YMYL)

Verify the BIC with your beneficiary bank: Database records are informational only. swiftbic.org is not affiliated with SWIFT. Always verify the SWIFT/BIC code and name of the beneficiary with the receiving bank or official registration records before initiating any international wire transfer.

Common Mistakes: Do not confuse the SWIFT/BIC code (identifies the bank branch) with the IBAN (identifies the specific bank account). Using an incorrect branch suffix or a deactivated code can result in payments being returned, delayed, or subject to significant administrative return fees.

Verify FMTCUS3BTHA in the live lookup → · IBAN Validator & Checker → · SWIFT Guide →

Related codes for this bank

FMTCUS3B · BOSTON, MAFMTCUS3T · BOSTON, MAFMTCUS3BMFE · BOSTON, MAFMTCUS3BDTH · BOSTON, MAFMTCUS3BBTD · BOSTON, MAFMTCUS3BCTD · BOSTON, MAFMTCUS3BMTD · BOSTON, MA

Frequently asked questions

What bank does the SWIFT code FMTCUS3BTHA belong to?

The SWIFT code FMTCUS3BTHA identifies FIDELITY MANAGEMENT TRUST CO. in BOSTON, MA, United States. This branch code is used for cross-border payments and SWIFT network routing.

What do the parts of the SWIFT code FMTCUS3BTHA mean?

The 8 or 11 characters of FMTCUS3BTHA are parsed as follows: characters 1-4 (FMTC) represent the bank code for FIDELITY MANAGEMENT TRUST CO.; characters 5-6 (US) indicate the country code for United States; characters 7-8 (3B) specify the location code; and the final characters (THA) designate the specific branch.

Is FMTCUS3BTHA a valid SWIFT/BIC code?

FMTCUS3BTHA is formatted as a valid ISO 9362 Business Identifier Code and is listed in our reference directory for FIDELITY MANAGEMENT TRUST CO. in BOSTON, MA, United States. Our directory records come from an open community compilation last updated in 2024, so listing is not confirmation of current status — SWIFT does not publish a free live status feed. Always confirm the code with the beneficiary bank before sending funds.

What is the physical address of the bank registered to FMTCUS3BTHA?

The physical address registered for FMTCUS3BTHA is: 245 SUMMER STREET, 02210, BOSTON, MA, United States. Verify this address matches your recipient's branch details before initiating a transaction.

What is the difference between an 8-character and an 11-character BIC?

An 8-character BIC (BIC8) identifies an institution's primary head office, while an 11-character BIC (BIC11) specifies a distinct branch or department. Appending 'XXX' to FMTCUS3B forms the conventional head-office branch suffix; both formats route validly on the network.

Which branch does FMTCUS3BTHA identify?

FMTCUS3BTHA identifies the THA branch of FIDELITY MANAGEMENT TRUST CO. in BOSTON, MA, United States. The branch code characters 'THA' target this specific clearing node directly within FIDELITY MANAGEMENT TRUST CO.'s branch network.

Do I need an IBAN as well as FMTCUS3BTHA?

SWIFT codes like FMTCUS3BTHA identify the bank institution, while IBANs (ISO 13616) identify the individual customer account. Within SEPA (ECB SEPA), IBANs are sufficient for routing; outside SEPA, both SWIFT BIC and account number are typically required.

What happens if I use the wrong SWIFT/BIC code?

Using an incorrect code can delay transfers, cause payment returns, or route funds to an incorrect institution. Correspondent banks along the route may charge return processing fees, and currency conversion losses may occur. Always verify details with the beneficiary.

How long does a payment using FMTCUS3BTHA take to arrive?

International SWIFT wires typically settle within 1 to 5 business days, depending on time zones, clearing cut-offs, correspondent hops (BIS CPMI), and compliance checks.

Why does my payment need an intermediary or correspondent bank?

When sending and receiving banks lack direct clearing accounts, transfers route through intermediary correspondent banks (BIS CPMI) that maintain shared Nostro/Vostro accounts. Each hop may deduct a handling fee.

Is FMTCUS3BTHA the same as a domestic clearing code in United States?

No. FMTCUS3BTHA is an international ISO 9362 SWIFT BIC. Domestic transfers in United States clear through undefined under [object Object] oversight (primary currency: USD). SWIFT BICs route cross-border transactions.

How current is the information on this page?

This record is sourced from an open community BIC compilation (2024 vintage). For full data provenance, see our Data Sources Register.

What should I do before sending money to this bank?

Confirm the exact BIC and account details directly with your beneficiary, verify beneficiary bank name match, and beware of invoice fraud. Reference directories are for verification support.

Sources & References

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