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ISO 20022

ISO 20022 is the international standard governing financial messaging, replacing legacy MT formats with rich XML-based schemas (MX messages). It provides structured, consistent data schemas for cross-border payments, capturing detailed bank, clearing, and regulatory identifiers.

Aliases: ISO 20022 standard, MX messaging

Standards & Citations

  • 🌐 ISO 9362 / ISO 13616: International standards for financial identifiers (ISO OBP).
  • 🏢 SWIFT Registration Authority: Designated ISO registration authority (swift.com).
  • 📂 swiftbic.org Data Register: Provenance registry for bank code data (Data Sources).

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